Critical Illness

My Early Critical Illness Plan

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Your health is an asset. Don’t let critical illness turn it into a liability.

We live in a world where good health can’t be taken for granted. Critical illness can happen to anyone, at anytime…

  • Every day, 37 people in Singapore are diagnosed with cancer1
  • Cancer cases have jumped by about 17% since 20102
  • The number of stroke patients aged 30 to 34 in Singapore grew by 58% from 2005 to 20133

What are you doing to protect yourself?

With today’s medical advancements, early diagnosis of illness is possible. There is good evidence that the treatment of critical illnesses at the early stages can improve your chances of recovery.

Introducing My Early Critical Illness Plan

There is nothing more important than your health. From the early and intermediate stages of critical illnesses6, we are here to help you manage the financial expenses that come with it—so you can focus on treatment and recovery.

My Early Critical Illness Plan provides you with an upfront, lump sum payout upon diagnosis7 so that you are financially prepared for the expenses that will come with it. It’s the peace of mind that you deserve.

Key benefits at a glance

  • Get 100% upfront lump sum payout of up to $200,000 for any one of the covered Critical Illnesses6 at the early, intermediate or severe stage
  • Get Special Benefit – an additional payout of up to 20% of the Critical Illness Benefit sum assured for selected medical conditions8 without compromising the Critical Illness Benefit or Death Benefit
  • Claim up to 6 times for different medical conditions covered under the Special Benefit8
  • Receive coverage up to age 999
  • Death Benefit of $5,00010
  • Premium rates remain the same throughout the policy term11

For more details on how My Early Critical illness Plan works and its covered critical illnesses, please refer to the Product Brochure.




  1. Source: Cancer is the Number 1 Killer in Singapore, Singapore Cancer Statistics, 1 Sep 2015
  2. Source: Sharp rise in number diagnosed with cancer, The Straits Times, 21 Jun 2015
  3. Source: Trends in stroke in Singapore 2005 – 2013, Stroke Registry Report no. 4, Ministry of Health
  1. Please refer to Product Summary for the complete list of covered Critical Illnesses at the early, intermediate or severe stage and Special Benefit covered in this plan. Please note that the maximum limit of Sum Assured for early critical illness cover per life is $200,000 in Singapore currency.
  2. No benefit shall be payable if Critical Illness or conditions is diagnosed within the Waiting Period of 90 days from the Policy Issue Date, the Benefit Commencement Date and the Reinstatement Date of the policy. The Life Assured must survive a period of 7 days after the date of the diagnosis of the Critical Illness or condition for Special Benefit before it is payable. For more details, please refer to the Product Summary.
  3. An additional 20% of the Critical Illness Benefit sum assured (capped at $25,000 per life per condition) is payable to the Life Assured if he or she is diagnosed with any of the conditions listed. Each condition can only be paid once and up to a maximum of 6 claims for different conditions stated under the Special Benefit covered conditions.
  4. Policy Term is from 10 years and up to 99 age next birthday (ANB).
  5. Death Benefit of $5,000 will be paid in the respective contract currency. Please refer to Product Summary for details.
  6. Premium rates are level and non-guaranteed. Aviva reserve the right to revise the rate based on future experiences.


The policy is underwritten by Aviva Ltd.

This is published for general information only and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. A copy of the Product Summary may be obtained from Aviva Ltd and the participating distributor’s offices. You should read the Product Summary before deciding whether to purchase the policy. You may wish to seek advice from a financial adviser, before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser, you should consider whether the product in question is suitable for you.

Buying a life insurance policy is a long-term commitment. Early termination of the policy usually involves high costs and the surrender value payable, if any, may be less than the total premiums paid. This brochure is not a contract of insurance. Full details of the standard terms and conditions of this plan can be found in the relevant policy contract.

Information is last updated at Jan 2017.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Aviva Ltd or visit the Life Insurance Association Singapore or SDIC websites ( or



My Early Critical Illness Plan

My Early Critical Illness Plan Brochure

Please contact your preferred Financial Advisor to find out more.
















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