For Individuals

Life & Health

Add these riders to your Group Term Life and Group Personal Accident insurance to get greater coverage!

These provide an extra layer of protection to your insurance plan. By adding the right type of riders, you can protect your loved ones and secure their future.

Living Care

 

Protect yourself and your loved ones from the financial burden against 37 common critical illnesses^.

Key Benefits

  • Coverage against 37 common critical illnesses^
  • Payout will not reduce the Coverage Amount of the Group Term Life, Group Personal Accident and/or related riders.

The 37 common critical illnesses^ covered are:

Major Cancers Multiple Sclerosis Bacterial Meningitis
Heart Attack of Specified Severity Muscular Dystrophy Angioplasty & Other Invasive Treatment+ For Coronary Artery
Stroke Parkinson’s Disease Blindness (Loss of Sight)
Coronary Artery By-pass Surgery Surgery to Aorta Major Head Trauma+
Kidney Failure Alzheimer’s Disease / Severe Dementia Paralysis (Loss of Use of Limbs)
Aplastic Anaemia Heart Valve Surgery Terminal Illness
End Stage Lung Disease Fulminant Hepatitis Progressive Scleroderma
End Stage Liver Failure Motor Neurone Disease Apallic Syndrome
Coma Primary Pulmonary Hypertension Systemic Lupus Erythematosus with Lupus Nephritis
Deafness (Loss of Hearing) HIV Due to Blood Transfusion and Occupationally Acquired HIV Other Serious Coronary Artery Disease
Loss of Speech Benign Brain Tumour Poliomyelitis
Major Burns Viral Encephalitis Loss of Independent Existence
Major Organ / Bone Marrow Transplantation    


^ A detailed definition of the critical illnesses admissible for claim can be found in the Aviva website at www.aviva.com.sg.The Life Insurance Association Singapore (LIA) has standard Definitions for 37 severe-stage Critical Illnesses (Version 2014). You may refer to www.lia.org.sg for the standard Definitions (Version 2014).


For enquiries on claims matters, please contact the Aviva Customer Service Hotline at 6827 8000 (Mondays to Fridays excluding Public Holidays, 8:45am to 5:30pm). You may also email us at MHA_Insurance@aviva-asia.com


For more information, please refer to the Product Summary.

In addition, read our FAQs to find out more about MINDEF & MHA Group Insurance. 


The policy is underwritten by Aviva. This is published for general information only and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. You may wish to seek advice from a financial adviser representative before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative you should consider whether the product in question is suitable for you. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high cost and the surrender value payable, if any, may be less than the total premium paid. Buying health insurance products that are not suitable for you may impact on your ability to finance your future healthcare needs. This is not a contract of insurance. Information is correct as at June 2016.

This policy is protected under the Policy Owners’ Protection Scheme, and is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for Your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

 

 

Living Care Plus

 

Your protection against early critical illnesses.

Key Features

  • Coverage up to S$300,000 against early critical illnesses
  • Get one lump sum payment of the Coverage Amount upon diagnosis of the early critical illnesses
  • Compensation will not reduce the Coverage Amount of the Group Term Life or Group Personal Accident Insurance
  • Complements existing Critical Illness / Living Care benefits

The early critical illnesses covered are:

Early Cancer+ Surgery to Aorta / Aortic Aneurysm+
Implantable Heart Device / Early Cardiomyopathy / Pericardectomy+ Primary Pulmonary Hypertension+
Transmyocardial Laser Revascularisation or Insertion of Vena-cava Filter+ Kidney Removal+
Heart Valve Repair Surgery+ Small Intestine / Corneal Transplant+
Mild Coronary Artery Disease+ Brain Aneurysm Surgery / Insertion of Cerebral Shunt+


+ The Life Insurance Association Singapore (LIA) has standard Definitions for 37 severe-stage Critical Illnesses (Version 2014). These Critical Illnesses do not fall under Version 2014. For Critical Illnesses that do not fall under Version 2014, the definitions are determined by the insurance company. You may refer to www.lia.org.sg for the standard Definitions (Version 2014).


For enquiries on claims matters, please contact the Aviva Customer Service Hotline at 6827 8000 (Mondays to Fridays excluding Public Holidays, 8:45am to 5:30pm). You may also email us at MHA_Insurance@aviva-asia.com

In addition, read our FAQs to find out more about MINDEF & MHA Group Insurance. 


The policy is underwritten by Aviva. This is published for general information only and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. You may wish to seek advice from a financial adviser representative before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high cost and the surrender value payable, if any, may be less than the total premium paid. Buying health insurance products that are not suitable for you may impact on your ability to finance your future healthcare needs. This is not a contract of insurance. Information is correct as at June 2016.

This policy is protected under the Policy Owners’ Protection Scheme, and is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for Your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

 

Disability Income

 

Receive a monthly payout in the event of disability1.

Key Benefits

  • Provides you with the security of continuing income in the event of disability1 up to age 70 (ANB)
  • Enjoy annual inflation adjusted escalation benefit at the rate of 3%
  • 24-hours a day, worldwide coverage
  • Provides you with protection against illness or accidents arising from personal/social activities


Important Notes:

  1. Disability means such a state of incapacity that the Insured Person is (i) totally unable, by reason of illness or accident, to follow his own occupation for twenty-four (24) months and thereafter any other occupation to which he is suited by reason of training, education or experience; and (ii) not following any occupation.


For enquiries on claims matters, please contact the Aviva Customer Service Hotline at 6827 8000 (Mondays to Fridays excluding Public Holidays, 8:45am to 5:30pm). You may also email us at MHA_Insurance@aviva-asia.com

In addition, read our FAQs to find out more about MINDEF & MHA Group Insurance. 


The policy is underwritten by Aviva. This is published for general information only and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. You may wish to seek advice from a financial adviser representative before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high cost and the surrender value payable, if any, may be less than the total premium paid. Buying health insurance products that are not suitable for you may impact on your ability to finance your future healthcare needs. This is not a contract of insurance. Information is correct as at June 2016.

This policy is protected under the Policy Owners’ Protection Scheme, and is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for Your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

 

Outpatient Medicare

 

Coverage for your family's consultation and outpatient treatment expenses.

Benefits Limits Per Visit Plan A
(Superior)
Plan B
(Deluxe)
  (S$)
Primary Care Benefit  
Panel General Practitioner As charged
Non-Panel General Practitioner 30
Co-payment per visit 10
Specialist Care Benefit (inclusive of diagnostic tests)  
Panel Specialist with referral As charged
Non-Panel Specialist with referral 100
Co-payment per visit 10
Standard Diagnostic X-ray & Laboratory Test As charged
Local Emergency Outpatient Treatment for illness 100
Co-payment per visit 10
Overseas Emergency Outpatient Treatment 100
Co-payment per visit 10
Annual Limits Per Policy Year 1000 500


Key Benefits

When an Insured Person is entitled to benefits under any other medical benefits scheme, the benefits payable under this Policy shall be limited to the balance of expenses not covered by other scheme(s).


For enquiries on claims matters, please contact the Aviva Customer Service Hotline at 6827 8000 (Mondays to Fridays excluding Public Holidays, 8:45am to 5:30pm). You may also email us at MHA_Insurance@aviva-asia.com


In addition, read our FAQs to find out more about MINDEF & MHA Group Insurance. 


The policy is underwritten by Aviva. This is published for general information only and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. You may wish to seek advice from a financial adviser representative before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative you should consider whether the product in question is suitable for you. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high cost and the surrender value payable, if any, may be less than the total premium paid. Buying health insurance products that are not suitable for you may impact on your ability to finance your future healthcare needs. This is not a contract of insurance. Information is correct as at June 2016.

This policy is protected under the Policy Owners’ Protection Scheme, and is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for Your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

 

 

Contact Us

For more information about Aviva, please Contact Us.

  • Customer
    Service Hotline
    6827-9933